Now you can have it all, the security of FDIC insurance while having your money available for you to withdraw at any time. With First Banking Center's Premium Money Market Savings account, your rate is tiered allowing you to just add money with the comfort of knowing your rate will just get better as the balance increases.

• Tiers:
  $0 - $24,999
  $25,000 - $49,999
  $50,000 - $99,999
  $100,000 - $249,999
  $250,000 and over
• Interest is credited monthly
• Minimum check amount $500
• FREE check safekeeping required
• FDIC insured
• $1 initial opening deposit requirement
• 24-hour account access via Internet available
• 24-hour account access via telephone available
• FREE Statement options available: Paper, CD-ROM, E-mail

The interest rate on the Premium Money Market Savings account could change weekly. Should the account balance fall below the $25,000 average daily balance for the month, a $30 service fee will be charged and interest credited to the account will drop to no less than the Business Savings account rate. After six debits of any type per month, a $5 fee will be charged for each withdrawal.

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Account pricing/activity limits may vary in certain locations. Please call your nearest branch for details.
For your protection, it is the policy of First Banking Center to prohibit check cashing, or cash back deposits, on checks made payable directly to your business. These checks will be accepted for deposit only.
Products could change at any time without notice.See our Business Fee Schedule for information on service fees.
Collected balance is cash in your account plus deposited checks that have been presented to the bank the check is drawn on and for which payment has actually been received by First Banking Center.
For interest bearing accounts: We reserve the right, at any time, to require not less than 7 days notice in writing before each withdrawal from an interest bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Current interest rates are available in the bank lobby and are subject to change without notice. They are solely determined by the bank.
Federal regulations limit pre-authorized, electronic, or telephone withdrawals to six per month (in-house and ATM transactions are not included). No more than three of the six may be checks or debit cards.
We use the average daily balance method to calculate the interest on your account. The average daily balance is the sum of the balances in the account for each day in the period (month or statement cycle) divided by the number of days in the period.